Roth IRA vs. Traditional
IRA Calculator

Answer a few easy questions and we'll tell you if you
qualify for a Roth IRA or a Traditional IRA.

QUESTION 1: How much is your combined gross income?
Less than $60,000 More than $200,000
$ 60,000
Why is this important?

You may not contribute to a Roth IRA if you make more than a certain amount of money.

QUESTION 2: What is your tax filing status?

Why is this important?

There are different income limits based on if you are single or married.

QUESTION 3: How old are you going to be at the end of 2019?

Why is this important?

The amount you can contribute varies based on your age. Over 50, you can contribute more.

QUESTION 4: Will you participate in an employer-sponsored retirement plan in 2019?

Why is this important?

For Traditional IRAs, your IRA contributions may not be tax deductible if you are covered at work.