Is it required to withdraw funds from a Roth IRA when one reaches 71?
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No, minimum distributions rules (RMDs) do not apply to the Roth IRA. You won’t have to withdraw money at age 70 1/2. That’s a big advantage to the Roth IRA-your Roth IRA can continue to grow tax-free! However, your Traditional IRA or employer plans are generally subject to Required Minimum Distributions at age 70 1/2.