In 2012 I was employed to Aug 31st. During that time I contributed $4000 to my TIAA-CREF account. How much if any can I contribute to a Roth IRA now? My wife contributed nothing to a retirement account in 2012 but was not employed
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Your eligibility to contribute to a Roth IRA is not limited by the fact that you may have contributed to a 401(k) plan at work. So long as you meet the other eligibility requirements for a Roth IRA, you can contribute up to the allowable limits.
You can learn more here: http://www.rothira.com/roth-ira-rules