Roth IRA vs. Traditional IRA Calculator

Answer a few easy questions and we'll tell you if you qualify for a Roth IRA or a Traditional IRA.

Question 1: How much is your combined gross income?

Less than $60,000
More than $200,000
Why is this important?

You may not contribute to a Roth IRA if you make more than a certain amount of money.

Question 2: What is your tax filing status?

Question 3: How old are you going to be at the end of 2015?

Question 4: Will you participate in an employer-sponsored retirement plan in 2015?

Question 5: Will your spouse participate in an employer sponsored retirement plan in 2015?

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Important Roth Information

Each year, the IRS updates the rules for Roth IRA. Here are all the details for 2015 along with historic numbers for 2014: