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Not long ago, smart phones were toys of the young and technologically savvy. Today, these devices have penetrated all age groups, including those who have retired. While games and Snapchats may not be their thing, mobile apps can be extremely useful when it comes to one of their most critical concerns, tracking the status of their retirement accounts: from 401(k)s and 403(b)s to IRAs and Roth IRAs.

Recognizing this, financial services firms have begun to introduce mobile apps geared toward the retirement years. Here are three examples of what such a mobile app can do.A cell phone with mobile apps coming out of the phone.

3 Apps That Monitor Retirement Accounts

Fidelity Investments Mobile Brokerage Trading App. Fidelity Investments was ahead of the curve when it released its first mobile app in 2010 for the iPhone and iPod Touch. Today, it has been extended to Androids, Blackberrys, even the Apple Watch. The abilities of this mobile app are impressive. It can track your portfolio, allowing you to check balances, move money and receive real-time valuations. Holders of just about any type of Fidelity account can pay bills and deposit checks by snapping a photo from their device’s camera. Customers can perform all of these features on their brokerage accounts, 401(k), 403(b), or other retirement savings accounts. Finally, the Fidelity app features access to all the financial news and analysis the firm offers on its website.  Best of all, this app is free to all Fidelity Investments clients.

Mint.com Mobile App. Mint.com is a popular personal finance site that helps people track their budgets and investment portfolios. It also offers a free mobile app that can accomplish many of these tasks from an iPhone or Android. Users can view up to-the-minute information about their various accounts or see how purchases and expenses would impact a budget in a “what if” scenario. Finally, Mint.com makes a point of including password protection in the event a device is lost or stolen.

Schwab Workplace Retirement App. While Fidelity and Mint.com have produced apps that try to cover all functions on multiple platforms, this Schwab app has a more limited scope. For the moment, its only role is to manage user’s employer-sponsored retirement plan, allowing users to check fund balance, portfolio overview, investment performance, and paycheck contributions. There are versions for iPhone, iPad, Android and Kindle.

The Bottom Line

There was once a time when just having a website was considered cutting-edge. Now, nobody would bother to do business with a financial services company that didn’t have one. Having a mobile app is the logical next step. It makes it easier than ever to keep track of retirement plans, along with other accounts.

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