Order Neil
Downing's book now!by Neil Downing
Order Neil
Downing's book now!
The following are comments by the author, Neil Downing. (E-Mail address: NDowning@msn.com).
Your one-stop guide to Roth IRAs and traditional IRAs
There's no doubt about it: The Individual Retirement Account is the
hottest topic of the year in the world of money and investing. And here's a plain-language
guide with answers to all your IRA questions:
What, exactly, is a Roth IRA? How does it work? And how can it best work for you? What
about the new Education IRA? Are there better ways to save for a child's college
education? And what's making the traditional IRA so popular again? You'll also discover
new ways to use traditional IRAs.
This is a friendly, honest look at the benefits -- and the drawbacks -- of IRAs. It's an
IRA owner's manual, packed with tips about how to choose an IRA that's right for you, and
manage your IRA from your working years right on through retirement. It also helps you
navigate the tricky rules for withdrawing money, making minimum required withdrawals,
cutting your tax bill, and converting a traditional IRA to a Roth IRA.
You'll also find helpful hints and step-by-step instructions to help you make the most of
your IRA and ensure a secure retirement.
Find out: * Where to open an IRA * How to invest your IRA dollars * Ways to lower or avoid
fees * Getting access to your money when you need it * Avoiding early-withdrawal penalties
* The benefits and pitfalls of Roth IRAs * When 401(k) and 403(b) plans are a better
choice * Choosing a beneficiary for your IRA * Dealing with probate and estate-tax issues
* What options you have when you inherit an IRA * Special rules for nondeductible IRAs.
This book also offers handy resources -- including addresses, toll-free telephone numbers, and World Wide Web sites -- that you can use to get booklets, newsletters, computer software and other information, much of it free, and all about IRAs.
This book may be ordered at a significant discount from the $18.95 list price by clicking on the following Amazon.com image:
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