By my calculations you have less than 24 hours to run out to the mall or your favorite discount retailer to grab that gift, wrap it up quickly, and get it under the tree. Don't worry, you aren't alone; there will be many other people out doing the same thing as you. Hopefully you've been smart and got all your shopping done long ago.
Can how you handle the Christmas season be an indicator of how well you handle your finances? Did you plan everything out, knew where you were shopping and how much you were spending, and finished early?