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ERISA and Roth IRAs

In 1974, the Employee Retirement Income Security Act (ERISA) was enacted to regulate most types of employee benefit plans. The act requires that employers who provide retirement and health benefit plans to their employees must meet minimum standards and certain codes of conduct. ERISA’s main aim is to protect employee benefit plan participants and beneficiaries but does not require employers to have these benefit plans.

Important Roth Information

Each year, the IRS updates the rules for Roth IRA. Here are all the details for 2015 along with updates for 2016: